Switching brokers COST you nothing... the question is what are you LOSING by not having a broker...
Working with us as a broker doesn't cost you anything but gives you a single person to help when you really need it.
My name is Curtis Johnson, I wanted to shoot a short video introducing myself. It'll only take a couple minutes.
Let's be honest, with all the spam out there, we completely understand the question... and take no offense.
The answer in this case is really simple - take a look for an email from the Chief Revenue Officer, Jack Hawthorne.
The subject line is: Clearwater, Exciting Update and Introduction:
Let's schedule a time to meet for 15 minutes to explore how you could save 20-30% on your company's benefits.
While not all change is good, for the most part, the changes made to the 2026 Major Medical plans from Clearwater Benefits have shown to be a better fit for most of the clients we've already met with.
While many carriers across the nation are seeing between 20-40% increases, Clearwater's plans increased by under 10% for 2026.
You'll still have access to Tier 1 coverage. While not guaranteed, allowing Clearwater to find a provider for an imaging, surgery or procedure could result in your deductible being waived. (Tier 1 not available on the HSA 10,000 plan.)
Clearwater's 2026 MM plans have switched to the Prime Health Services Network. This changes increases the provider-count by over 200,000.
Explore the Provider Network
Many MM plans now offer $0 generics and Name brands as long as they're on the formulary.
Search the FormularyLet's face it, while we understand these plans quite well, it's always smart to refer to the source. Please refer to Clearwater's Summary of Benefits and plan guides for details and clarification of any information provided here.
If you've decided moving on is the best course of action for you and your family, we're here for you.
Sometimes the "best plan" isn't the best plan for you.
With over 10 years of insurance experience and access to all major carriers, you don't have to worry about being pushed into a one-size-fits-all solution or stuck with one carrier.
What's right for your next door neighbor isn't necessarily right for you.
We find the best plan based on your needs and priorities.
Do you have doctors you regularly see? Haven't even started looking? We'll help you find a plan for either scenario.
When we get on we'll assess any medication you and your family are taking and make sure you have the info you need to assess the cost/benefit
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