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Individual Health PlansIndividual Wealth & RetirementLife Insurance Needs

Managing Health Conditions?

We help you select a plan for frequent use, for the treatments here and now.
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Ensure comprehensive coverage, with real support.

If you haven't needed to go to the doctor, why should you pay for a plan that priced assuming you regularly will?
Plan options available During Open Enrollment
Your needs dictate quality over savings. As a result, ACA Marketplace plans are vital.

We'll be there each step of the way.
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Do i qualify fior government assistance? 
Qualifying for the Advanced Premium Tax Credit is both confusing and vitally important.

It can make a difference of hundreds to thousands more out of pocket a month...

We'll help you determine if you qualify or not.
The Marketplace can be confusing...
- What deductible should I pick? 
- Is my doctor in the network?
- Does this plan cover prescriptions? Do I have to hit my deductible first? 

We'll help you find the right plan.
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a Broker on your side - and only your side.
We pride ourselves on ensuring our clients are succeeding. You shouldn't only hear from your broker once a year - We'll reach out to check in.
Get Real Support
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Access PPO Networks
PPO Network = Lots of doctors.
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Treatment is tough enough. don't add "doctor's not in network" or "prescription isn't covered" to the list.

What's Our Process Works

Whether your changing plans or starting fresh, this is the steps we'll take to make sure you get what you need.
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01
Schedule a Call with our Team
Whether its Open Enrollment or a major life change. Meet our Team to see Options Year-round.
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02
Answer a couple simple questions
We'll go over quotes fitting your needs - Doctors & Prescriptions covered.
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Fill out the enrollment paperwork with Us
If you like working with us and the plan fits, off to the races!
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Your Plan goes live!
Access our support team as well as one on one support from your broker.
Take Control
OF YOUR HEALTH - DON'T add more stress to the mix.
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ASSOCIATIONS & PARTNERS

Trusted by Agencies and Associations dedicated to 1099 and Businesses Owner success.
Independent Electrical Contractors
IEC is a national trade association with 60k+ member companies, supporting contractors through education, apprenticeships, and business resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.
New Mexico Home Builders Association
New Mexico HBA is a statewide group with ~1,500 members, supporting builders through advocacy, education, and resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and growth.
United Real Estate Group
United RE Group is a national real estate network with 25,000 agents nationwide, equipping them with technology, training, and marketing support, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.
Home Builders and Remodelers Association of Maine
HB&R Association of Maine is a statewide association supporting home builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
Keller Williams Arizona
KW Arizona is a regional network within Keller Williams Realty, supporting agents with training, technology, and a collaborative model to serve buyers and sellers, while benefiting from tailored health and financial solutions that support agent stability and long-term growth.
Bettr Health Solutions
Bettr is a referral platform for over 12k  financial professionals, connecting clients—businesses and 1099 contractors—with health and coverage solutions, enhancing client value while supporting stability and long-term growth.
Home Builders & Remodelers Association of Metro East
HB&R Association of Metro East is a regional association supporting builders and remodelers with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
Home Builders Association of the Upper Peninsula
HBA of the Upper Peninsula is a regional association supporting builders and contractors with advocacy, education, and industry resources, while benefiting from tailored health and financial solutions that strengthen workforce stability and business growth.
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Find YOUR Broker
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We answer the phone - crazy, we know
We make it a point to limit the amount of clients per broker to ensure they are actually there for you. Service is our promose.
We're there when you need us
With over 40 years of Benefits experence, Forge will help with the right plan and expert support
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Our mission is simple: Clients who have the right plan, that  know how to use it, what it covers and comforted in knowing they have support.
Curtis Johnson
Founder - Forge
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We treat your family like its ours
Can a Small Business Really Offer a Quality 401k?

Most small businesses & solopreneurs are overpaying for underperforming 401(k) plans, and don’t even realize it. We break down how better structure, smarter tax strategy, and the right advisor can dramatically improve outcomes. If you want to know what your plan is really costing you, this is where to start.

What If Diabetes Isn’t What We’ve Been Told?

What if diabetes isn’t a lifelong sentence — but a warning light your body is desperately flashing? This conversation breaks down what’s really happening inside and why reversing course may not be the "impossible" you’ve been told.

There’s so much more to it!

Developing a successful digital product is a complex process that requires choosing the right partner, applying innovative solutions, and following reliable processes.

See our blog
See our Blog

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* Disclaimer
The content on this page reflects the opinions and analysis of the authors and does not constitute professional advice. Any information presented here about Clearwater, ClearShare, or Clearwater’s “Major Medical” plans is based on publicly available information and should be used for general informational purposes only. If you are seeking accurate or up-to-date details about Clearwater’s plans, benefits, eligibility requirements, or coverage terms, please refer directly to Clearwater’s official documentation (e.g. their Summary of Benefits, plan guides, member materials) or contact them directly. We make no representations or warranties as to the completeness, accuracy, or appropriateness of the information for your particular situation. Your use of, or decisions based on this content is at your own risk.