Individual Health Insurance

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I Want Better Benefits

18 million Americans get health insurance through Obamacare. If you qualify for a tax credit based on income, this can be a good option. What about the rest of us?

Access to quality care doesn't have to break the bank.

There are plans out there specifically designed for independent contractors and small businesses, just like you.

See how you'd benefit

Save 15-30%

If you make over 60k per year, you're likely paying for plans designed for low income. We've got something designed for you.

Access to $0 Care?

You already pay an arm and a leg for care. Does your existing plan give you any road to pay zero dollars for a surgery? Imaging? Procedures? Maybe time for a new plan...

Better access = better health

- Access 24/7 telemedicine with a $0 copay
- See ANY primary care physician or specialist.
- A team there to help you find the best coverage when you need it.

Low cost RX

Many plans offer $0 generics and programs to help with costly prescriptions.

Love from Our Community

Hear it from Clearwater and Forge members: There's lots to love.

“I am so grateful for the outstanding support Forge Financial has provided me and my family. Curtis is extremely knowledgeable about the plans, resources, and benefits offered through Clearwater and has been a tremendous help in guiding me through the best options to fit our needs."

Genry Roberts - Exec Dir S. New Mexico IEC

“Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say 'Wow I'm taking care of one thing, and I'm hurting the other”

Clearwater Member

“Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.”

Clearwater Member

“Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say 'Wow I'm taking care of one thing, and I'm hurting the other”

Clearwater Member

I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in th hospital I would have been bankrupt. And because of (Clearwater Benefits) I have survived that.

Terry H.

Clearwater Member

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“I am so grateful for the outstanding support Forge Financial has provided me and my family. Curtis is extremely knowledgeable about the plans, resources, and benefits offered through Clearwater and has been a tremendous help in guiding me through the best options to fit our needs."

Genry Roberts - Exec Dir S. New Mexico IEC

“Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say 'Wow I'm taking care of one thing, and I'm hurting the other”

Clearwater Member

“Clearwater took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month. I highly recommend Clearwater for an honest look at your healthcare.”

Clearwater Member

“Clearwater has made it easier for me, and taken off the (financial) burden from my shoulders (by paying $12,000 less a year for a health plan). Under the old healthcare pricing, I used to say 'Wow I'm taking care of one thing, and I'm hurting the other”

Clearwater Member

I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in th hospital I would have been bankrupt. And because of (Clearwater Benefits) I have survived that.

Terry H.

Clearwater Member

I pay so much in premiums - Why is my plan so expensive to USE?

Premiums have been going up and up... this year is the worst we've seen in a long time. But seemingly the plan isn't getting any better!?! Are there any strategies available to save me money on my health plan when I need to use it? The answer, of course, depends on your situation. Learn more in this short video.

Kill the "WAITING" - Move Straight to "Investment-Ready"

We're going to talk about 3 actions you can do to eliminate the extra time spent "waiting" to invest.

There’s so much more to it!

Developing a successful digital product is a complex process that requires choosing the right partner, applying innovative solutions, and following reliable processes.

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Health insurance to Protect your Family

Hello Solo-preneurs and Business Owners.

We can help you find a carrier & plan that fits your needs.